You get a prompt initial assessment
If it's a path we can do, we'll tell you what it takes. If it isn't, we'll tell you that and point you toward what fits, rather than sitting on it.
Builder and dealer partners
A loan team your buyers can count on
Whether you sell manufactured homes or build site-built ones, your buyer's loan reflects on you. We make sure it reflects well. Every buyer follows the same six-step NewBuild System.
One-time close construction loans in six Southeast states
One call tells you where your buyer stands
A team that stays with you through the final draw
or call (423) 406-1567
Start here
Which describes your business?
Proof
Dealerships and builders we've closed loans with
9dealerships and builders we've closed one-time close loans with since 2023
- Preferred Choice Homes of Johnson City (opens in a new tab)
- Clayton Homes of Norton (opens in a new tab)
- Clayton Homes of Kingsport (opens in a new tab)
- LUV Homes of Kingsport (opens in a new tab)
- Clayton Homes of Bristol (opens in a new tab)
- Clayton Homes of Johnson City (opens in a new tab)
- Clayton Homes of Alcoa (opens in a new tab)
- Scott Britton Construction (opens in a new tab)
- Summertown Metals (opens in a new tab)
Dealerships and builders across the region. If you're in the Tri-Cities, you probably know most of them.
The agreement
What you can expect from us
Clear ownership at every stage
You'll know who has the loan and what comes next, with updates as it moves, including funding updates you can forward to your manager.
A consistent team, not a queue
The same small team works your deals from start to finish, so you're never explaining the situation to someone new.
We don't disappear at closing
We stay engaged through delivery, setup, inspections, and the final draw.
All loans subject to approval. Equal Housing Lender.
Who you're working with
A small, dedicated team
The same small team works every loan you send us, from the first call to the final draw. You'll never be explaining a deal to someone new, and nobody will bounce you around.
Tim Arrowood (NMLS #393468), who leads the team, will also sit down with your team to walk through how these loans work. No charge and no pitch.
Available 8:30 AM to 6 PM, Monday to Friday · (423) 406-1567
Already working with us? Partner Resources shows who handles each stage of a deal, plus the forms and draw details.
FAQ
Frequently asked questions
What does my buyer have to do to get started?
Send them to us. We aim to reach out the same business day and sort out the path. You don't have to pre-screen anyone. The first conversation is free and doesn't commit anyone to an application.
Who do we call about an active loan?
Our team handles different parts of your deal: getting it started, pre-approval and structure, contract to closing, and draws through post-closing. Wherever your loan is, reach out and we'll make sure the right person picks it up. We're available 8:30 AM to 6 PM, Monday through Friday, and nobody will bounce you around.
Where do you offer construction loans?
Tennessee, Virginia, North Carolina, South Carolina, Georgia, and Kentucky. Browse by state or city on where we serve.
Send us a buyer
Send them to us. We'll take great care of them.
If your buyer owns land or is buying some, and it's anywhere close to a one-time close, send them to us. We'll sort out which way it should go. That's our job, not yours.
- Call (423) 406-1567
- Text (423) 406-1567
- Email newbuild@preferredrate.com
Your message reaches the whole team, so it isn't sitting with one person. Read client and partner reviews.
Send us a buyer
We just need enough to reach your buyer. You don't need to sort anything out first; we'll take it from here.
All loans subject to approval.